Website terms of use

This website is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as Personal Car Loans. By using it you agree to these terms.

General information only

Our guides, the car budget planner and the loan quiz give general information about car loans and personal loans in Australia. They don't take your particular circumstances into account and aren't financial, tax or legal advice. Tool results are estimates to help you plan; they aren't offers, quotes or approvals.

Applications

We don't take applications on this website. Clicking an apply button takes you to our secure application partner's website, where its own terms apply. Any loan is subject to the lender's assessment, verification, terms, conditions and fees, and approval isn't guaranteed. We don't publish interest rates because every loan is priced on the applicant's situation.

Accuracy and links

We work to keep information accurate and current, but rules, fees and lending policies change. Links to other websites, including government sites, are provided for convenience; we're not responsible for their content.

Intellectual property

The content on this site is ours or used with permission. You may share links and quote brief extracts with attribution; please don't copy or republish whole pages.

Liability

To the extent the law allows, we aren't liable for loss arising from reliance on general information on this website. Nothing in these terms limits rights you have under the Australian Consumer Law.

Last updated 25 October 2026. Ready to look at options? Visit the apply page.